Injury Claim Calculator
Calculate the comprehensive value of your injury claim. Add up all damage categories to understand the full scope of your compensation.
✓ All damage categories included
✓ Economic + non-economic totals
✓ Deduction breakdown
Estimated Net Settlement
$59,430 \u2013 $99,050
Mid estimate: $79,240
Settlement waterfall (mid estimate)
How to Calculate Your Total Injury Claim Value
An injury claim encompasses all losses — financial and personal — resulting from someone else's negligence. Understanding each damage category ensures you don't leave money on the table when negotiating with insurance companies.
Step 1: Add Up Economic Damages
Economic damages are your documented, out-of-pocket losses:
Emergency room & hospital: $15,000
Physical therapy (24 sessions): $4,800
Medications & imaging: $1,200
Lost wages (8 weeks): $9,600
Vehicle repair: $6,500
Total economic damages: $37,100
Step 2: Estimate Non-Economic Damages
Apply the multiplier method to your medical expenses:
Medical costs: $21,000
Multiplier: 2.5× (fracture with surgery, 4-month recovery)
Pain & suffering estimate: $52,500
Step 3: Calculate Gross Claim Value
Economic damages: $37,100
Non-economic damages: $52,500
Gross claim value: $89,600
Types of Damages You Can Claim
- Past medical expenses: All treatment costs from accident to settlement
- Future medical costs: Estimated ongoing treatment, surgeries, or therapy
- Lost wages: Income missed during recovery, documented by employer
- Loss of earning capacity: Reduced future income if injury affects ability to work
- Property damage: Vehicle repair/replacement, personal belongings
- Pain and suffering: Physical pain and discomfort from the injury
- Emotional distress: Anxiety, PTSD, depression, sleep disturbance
- Loss of enjoyment: Inability to participate in hobbies, activities, or daily life
📝 Keep Every Receipt
Document every expense related to your injury, no matter how small. Mileage to appointments, prescription co-pays, home assistance — these add up and strengthen your economic damages claim.