Supplemental Wage Tax Calculator

Bonuses, commissions, overtime, and severance are all "supplemental wages" under IRS rules. Calculate the tax withholding on any supplemental payment.

✓ Covers bonuses, commissions, severance

✓ Flat 22% federal rate applied

✓ Includes FICA & state taxes

Bonus pay tax calculator · Percentage method

Gross bonus

$5,000.00

Federal withholding (22%)

$1,100.00

State withholding (6.60%)

$330.00

Social Security (6.2%)

$310.00

Medicare (1.45%)

$72.50

Total withholding

$1,812.50

36.25% effective

Net bonus (take-home)

$3,187.50

Important: This is an estimate of withholding, not your final tax. Your actual tax liability is reconciled when you file your return. Bonuses over $1M are withheld at 37% on the portion over $1M. State rules vary and may not match the flat rate shown. Consult a tax professional for binding advice.

What Counts as Supplemental Wages?

The IRS defines supplemental wages as compensation paid in addition to regular wages. Common types include:

  • Bonuses — annual, quarterly, signing, referral, performance
  • Commissions — sales commissions, finder's fees
  • Overtime pay — any hours over 40/week (FLSA)
  • Severance pay — payments upon termination
  • Back pay — retroactive pay increases, settlements
  • Taxable fringe benefits — personal use of company car, etc.

How Supplemental Wages Are Taxed

When supplemental wages are identified separately from regular wages, employers can use the percentage method: withhold a flat 22% for federal income tax. This simplifies payroll and often benefits employees in higher brackets.

$1 Million Threshold

If your total supplemental wages for the year exceed $1 million, any amount over that threshold must be withheld at 37% (the top marginal rate). The first $1 million still uses the 22% rate.

Frequently Asked Questions

What are supplemental wages?\u25BE
Supplemental wages include bonuses, commissions, overtime pay, severance, back pay, retroactive pay increases, taxable fringe benefits, and expense allowances. The IRS allows a flat 22% federal withholding rate for these payments.
Are commissions taxed the same as bonuses?\u25BE
Yes. Both are supplemental wages under IRS rules. Employers can withhold at the flat 22% federal rate or use the aggregate method for commissions, just like bonuses.